Overview of Low-Risk Industries Supported by Payyit

The following are the Merchant Category Codes (MCCs) and the respective industries that are categorized as low risk at Payyit. These industries are known for their stable revenue streams and lower chargeback rates, making them ideal for a variety of payment processing solutions.

4121 Taxicabs and Limousines

4215 Courier Services – Air or Ground, Freight forwarders

4899 Cable and other pay television (previously Cable Services)

4900 Electric, Gas, Sanitary and Water Utilities

5013 Motor vehicle supplies and new parts

5045 Computers, Computer Peripheral Equipment, Software

5047 Medical, Dental Ophthalmic, Hospital Equipment and Supplies

5065 Electrical Parts and Equipment

5072 Hardware Equipment and Supplies

5074 Plumbing and Heating Equipment and Supplies

5099 Durable Goods, Not Elsewhere Classified

5111 Stationery, Office Supplies, Printing, and Writing Paper

5137 Men’s Women’s and Children’s Uniforms and Commercial Clothing

5139 Commercial Footwear

5172 Petroleum and Petroleum Products

5192 Books, Periodicals, and Newspapers

5193 Florists’ Supplies, Nursery Stock and Flowers

5199 Non-durable Goods, Not Elsewhere Classified

5200 Home Supply Warehouse Stores

5231 Glass, Paint, and Wallpaper Stores

5251 Hardware Stores

5261 Nurseries – Lawn and Garden Supply Store

5310 Discount Stores

5311 Department Stores

5331 Variety Stores

5399 Misc. General Merchandise

5441 Candy, Nut, and Confectionery Stores

5451 Dairy Products Stores

5462 Bakeries

5499 Misc. Food Stores – Convenience Stores and Specialty Markets

5511 Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing

5521 Automobile and Truck Dealers (Used Only

5532 Automotive Tire Stores

5533 Automotive Parts, Accessories Stores

5541 Service Stations ( with or without ancillary services)

5611 Men’s and Boy’s Clothing and Accessories Stores

5621 Women’s Ready-to-Wear Stores

5641 Children’s and Infant’s Wear Stores

5651 Family Clothing Stores

5655 Sports Apparel, Riding Apparel Stores

5661 Shoe Stores

5691 Men’s and Women’s Clothing Stores

5697 Tailors, Seamstress, Mending, and Alterations

5699 Miscellaneous Apparel and Accessory Shops

5722 Household Appliance Stores

5732 Electronic Sales

5733 Music Stores, Musical Instruments, Piano Sheet Music

5734 Computer Software Stores

5735 Record Shops

5812 Eating places and Restaurants

5813 Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques

5814 Fast Food Restaurants

5815 Digital Goods: Media, Books, Movies, Music

5817 Digital Goods: Applications (Excludes Games

5912 Drug Stores and Pharmacies

5921 Package Stores – Beer, Wine, and Liquor

5940 Bicycle Shops – Sales and Service

5941 Sporting Goods Stores

5942 Book Stores

5943 Stationery Stores, Office and School Supply Stores

5945 Hobby, Toy, and Game Shops

5946 Camera and Photographic Supply Stores

5947 Card Shops, Gift, Novelty, and Souvenir Shops

5977 Cosmetic Stores

5992 Florists

5994 News Dealers and Newsstands

5995 Pet Shops, Pet Foods, and Supplies Stores

6300 Insurance Sales, Underwriting, and Premiums

7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)

7210 Laundry, Cleaning, and Garment Services

7211 Laundry – Family and Commercial

7216 Dry Cleaners

7217 Carpet and Upholstery Cleaning

7230 Barber and Beauty Shops

7276 Tax Preparation Service

7298 Health and Beauty Shops

7342 Exterminating and Disinfecting Services

7349 Cleaning and Maintenance, Janitorial Services

7372 Computer Programming, Integrated Systems Design and Data Processing Services

7375 Information Retrieval Services

7379 Computer Maintenance and Repair Services, Not Elsewhere Classified

7531 Automotive Body Repair Shops

7534 Tire Re-treading and Repair Shops

7535 Paint Shops – Automotive

7538 Automotive Service Shops

7542 Car Washes

7549 Towing Services

7622 Radio Repair Shops

7629 Electrical And Small Appliance Repair Shops

7699 Repair Shops and Related Services –Miscellaneous

7832 Motion Picture Theaters

7911 Dance Halls, Studios and Schools

7922 Theatrical Producers (Except Motion Pictures), Ticket Agencies

7932 Billiard and Pool Establishments

7933 Bowling Alleys

7993 Video Amusement Game Supplies

7994 Video Game Arcades/Establishments

7998 Aquariums, Sea-aquariums, Dolphinariums

7999 Recreation Services (Not Elsewhere Classified)

8011 Doctors and Physicians (Not Elsewhere Classified)

8021 Dentists and Orthodontists

8041 Chiropractors

8042 Optometrists and Ophthalmologists

8043 Opticians, Opticians Goods and Eyeglasses

8049 Podiatrists and Chiropodists

8050 Nursing and Personal Care Facilities

8099 Medical Services and Health Practitioners (Not Elsewhere Classified)

8351 Child Care Services

8398 Charitable and Social Service Organizations

8661 Religious Organizations

8931 Accounting, Auditing, and Bookkeeping Services

8999 Professional Services ( Not Elsewhere Defined)

Updated on: 08/05/2024